Mortgages and Home Equity

We have expanded our product offerings to include home equity loans and lines of credit, with funds advanced up to 80%, when members have met the credit application criteria. For new home purchases PCS offers funding for up to 95% of the purchase price on approved applications through Genworth.

  • 1 to 5 years
  • Borrow up to 95% of purchase price or 80% of appraised value on refinances
  • Fixed low rates
  • Up to 35 year Amortization
  • Prepay allowed up to 20% of balance per year
  • No application fee

Call Alexa or Karen at 748-4481 to discuss the mortgage rate and term that will meet your needs. We will help you determine the best option for you. Special rates may be available based on credit qualification. Click the link below for more information:

PCS Mortgage Loan Info & Checklist

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Peterborough Community Savings, a division of Alterna Savings & Credit Union Ltd.
167 Brock St
PO Box 1600
Peterborough, ON
K9H 2P6

Phone: 705-748-4481
Fax: 705-748-5520

Office Hours:
Monday - Thursday 9:00 AM to 5:00PM
Friday 9:30 AM to 7:00 PM

24-Hour Automated Telephone Money Management: 705-742-2848

For balances and information on your account, be sure to check out our online money management and bill payment. If you are not set up, call Gillian at 748-4481 to get more information.

To cancel your ATM card due to lost/stolen cards, or unauthorized transactions on your account, please call 1-877-764-3693. This service is available 24 hours/day, 7 days/week.

If you are traveling outside the U.S. or Canada, the phone number to call for a lost or stolen ATM card is 1-905-764-3693.


Proud Supporter of Transition Town Peterborough & the Kawartha Loon Exchange

PCS Supports Bairs Lair


The Exchange